In San Francisco, the report states, a single-person household with income of $109,700 is considered low-income. A two-person household with an income of $125,350 would similarly be classed as low-income.
The HCD’s report crunches federal income data, takes into account household size, and then calculates five categories of income, ranging from acutely low to moderate. The determinations are then leveraged to determine who is eligible for housing assistance.
According to the report, there are three other Bay Area counties — Marin, Santa Clara, and San Mateo — where it’s possible to earn six figures and still be classed as low-income.
In Marin and San Mateo counties, the breakdown for one- and two-person households is the same as SF — $109,700 for one person, $125,350 for a two-person household. However, in Santa Clara County, a single-person household could earn as much as $111,700 and still be classed as low income.
A two-person household, meanwhile, could have income as high as $127,650 and still be low income, the report indicates. The same is true for nearby Santa Cruz County, where $111,100 is considered low income for one-person and $127,000 for a two-person household.
Across the rest of the Bay Area, in Alameda, single-income households that earn $87,550 would be classed as low-income, along with two-person households that earn up to $100,050. In Contra Costa County, low-income for a single-person household would be $87,550 and $100,050 for a two-person one.
In Napa County, single-person households earning up to $89,750 are classed as low-income along with two-person households that earn up to $102,550.
In Solano County, single-person households earning up to $76,950 are classed as low-income along with two-person households earning up to $87,950. In Sonoma County, $84,650 classes a single-person household as low income, while $96,750 classes a two-person household as such.
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