DALLAS (KDAF) — A new study has revealed which states and metro areas have the most and least disposable income in Texas.
Researchers analyzed cost-of-living data from MIT and average wage data from the Bureau of Labor Statistics to calculate how much money the average person has left after covering essential expenses in each state and major metro area.
They found that the average Texas resident has around $15,853 of disposable income each year (around $1,321 per month) — but wages and cost-of-living varies greatly around the state, and people in some cities have far more disposable income than others. Austin took first place, with $18,075 of disposable income, while Dallas=Fort Worth has $16,221.
Here are the top 10 metro areas in Texas where residents have the most disposable income:
| Metro Area | Leftover Disposable Income (Annual) |
| Austin-Round Rock-San Marcos, TX | $18,075 |
| Houston-Pasadena-The Woodlands, TX | $17,370 |
| Killeen-Temple, TX | $16,741 |
| Dallas-Fort Worth-Arlington, TX | $16,221 |
| Beaumont-Port Arthur, TX | $15,883 |
| Midland, TX | $15,541 |
| College Station-Bryan, TX | $14,095 |
| San Antonio-New Braunfels, TX | $13,729 |
| Amarillo, TX | $13,220 |
| Waco, TX | $12,820 |
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