Ask Larry: Will My Wife’s Social Security Widow’s Benefit Equal My Increased Amount At 70?

Social Security may be one of your largest assets. What and when you collect will make a huge difference to your lifetime benefits. Today’s column addresses the amount of a future survivor’s benefits, whether earnings after filing can increase benefit amounts, whether child-in-care spousal benefits reduce later retirement benefits, when Social Security benefits can begin and when the earnings test can apply. Larry Kotlikoff is a Professor of Economics at Boston University and the founder and president of Economic Security Planning, a company that markets Maximize My Social Security and MaxiFi Planner. Both tools maximize lifetime Social Security benefits. MaxiFi

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